Barclay Brown

Legal cover for the defence of legal proceedings arising from disputes with employees, ex-employees and prospective employees in respect of contracts of employment and/or breaches of the employment legislation. Awards of compensation under employment legislation are included in the cover provided. Cover is also provided for disputes regarding the recovery of property, which the insured owns but is occupied by an employee or ex-employee.

It should be noted that our free legal advisers must be consulted and their advice followed before dismissing an employee whether or not by reason of redundancy or materially changing the particulars of an employee's contract of employment.

In addition our Employment Tribunal Service must be used in the event of any proceedings before an Employment Tribunal.

Cover for the defence of a criminal prosecution and appeals against Notices served under the Health and Safety at Work, etc Act.

For the pursuit or defence of legal proceedings arising from a dispute with a customer or supplier, in respect of a contract with that customer or supplier, for the sale, purchase, hire or supply of goods or services.

For representation in the event of investigations by Government Departments into the insured's liability for taxation or value added tax, or taxation of employees.

In the pursuit or defence of any legal proceedings arising out of the Data Protection Act 1984 including but not limited to an appeal by the Insured

For the pursuit or defence of legal proceedings relating to the insured's rights as the owner or occupier of property physically occupied by the insured provided that the insured has suffered or could suffer pecuniary loss if the legal proceedings are not pursued or defended. This cover would exclude landlord/tenant and construction disputes.

For the costs of making an appeal to any statutory authority which suspends, revokes, refuses or alters the terms of any licence held by your business.

This provides up to £150 per day per person, subject to a maximum Allowance of £10,000, should the insured be required to attend court as a Witness for a claim under the policy.

This provides up to £150 per day per person, subject to a maximum Allowance of £10,000, should the insured or a director, partner or employee be required to attend court for jury service insofar as their salary, income or wages are not recoverable from the court.

Any one claim £50,000
Aggregate in each period of insurance £500,000
Witness attendance/jury service allowance per person per day £150
Aggregate witness attendance/jury service in each period of insurance £10,000

This insurance only covers claims made in the United Kingdom.

If this is the first time you have held this kind of insurance, there is a lead in time of three months during which time no claims can be made.

This insurance is provided on a claims made basis- only claims reported to FirstAssist Group Limited during the period of insurance will be considered under the insurance.

This insurance is issued in the United Kingdom by FirstAssist Group Ltd. FirstAssist Group Limited No. 4617115 is registered in England.
Registered Office: Marshall's Court, Marshall's Road, Sutton, Surrey SM1 4DU.
It is underwritten by Royal & Sun Alliance Insurance plc No 93792 is registered in England.
Registered Office: St Mark's Court, Chart Way, Horsham, West Sussex RH12 1XL.

Royal & Sun Alliance Insurance plc is authorised and regulated by the Financial Services Authority.

Royal & Sun Alliance Insurance plc and FirstAssist Group Limited are members of the General Insurance Standards Council.

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