Barclay Brown
Business Insurance
small business insurance
What is Insurance. Why do we need it? | |
Very simply insurance is the pooling of risk. Some risks have to be guarded against by law, such as injury to employees. Other risks, such as harm caused to the public by negligence can have financially disastrous consequences if the business is not covered by appropriate insurance. Think Insurance! (PDF 0.2mb) | A small business is exposed to exactly the same risks as larger companies but don't have the financial resources to deal effectively with a claim. The policies available for quote on this website are specifically designed to help a small business insure itself at highly competitive rates. |
What else should I know? | |
The scale of compensation awards continues to rise as the UK becomes more like the US in the workings of its legal system. Businesses can't escape liability for their legal responsibilities, and the increased cost of court awards for damages, the increased cost of legal actions and the increased expectations of the public for justice make insurance against these liabilities a prudent decision. | An employer may find themselves liable for losses to persons and/or property, such as injury to the life, limb, health, or income of employees; or to tangible property such as buildings, equipment, and machinery. Additionally, liability can extend to the consequences of employee fraud, embezzlement or negligence. |
High Risk Trades Insurance | Small Business Insurance Products |
Businesses are arranged into sectors according to the risk they represent to insurers based on the likelihood of having to make a claim. Find out more if you are in a high risk insurance sector. | For the small business we specialise in Public Liability and Employers Liability Insurance. Our policies have a range of options for additional cover to match the specific needs of a small business. We also have a wide range of other business insurance products such as business legal expenses cover at £199.50 per year. See our Claims Examples (PDF 58kb) for how this insurance could help with legal disputes. |
Contact | |
 Call 0800 037 9395 for more information about our products
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